Key Use Cases
STT's design facilitates a range of practical applications within DeFi, enhancing liquidity and functionality for both retail and institutional users. Below is a summary of primary use cases:
Lending and Borrowing
Use STT as collateral to borrow stablecoins or other assets on protocols like Aave or Compound, where RWA-backed loans have exceeded $579 million in active volume.
Earn yields of 1-6% APY on lent assets while accessing liquidity without selling holdings.
DEX Trading (Leveraged)
Trade STT on decentralized exchanges (e.g., Uniswap analogs) for 24/7 liquidity, enabling fractional swaps and arbitrage opportunities.
Reduces slippage and fees compared to traditional markets, with tokenized RWAs seeing $22 million in DEX volume in mid-2025.
Automated Looping
Recycle STT through repeated lending and borrowing cycles to amplify yields, a strategy gaining traction in RWA ecosystems.
Achieves risk-adjusted returns by leveraging correlated collateral, as seen in emerging DeFi looping vaults.
Debit Card
Contribute STT to on-chain pools for real-world spending.
Spend worldwide by using STT directly.
These use cases democratize access to sophisticated financial tools, turning passive silver exposure into active income streams and spending tool.
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